RupertBlueFox

Screw... everything... I'm so sorry, guys and gals. But here's what going down as of this morning. I've JUST learned from my school that THIS January, they had send my balance to a debt collector, AND the price I owe jacked up. The new amount I owe is at $1,817usd, and that is with fees. I waited too damn long. And what's WORSE: because the balance is charged off, I can no longer pay directly to the school, OR do the $530 thing. That is now out the window...! This $1,817usd has to be paid in full before I even go back.... On THAT note, if I do a payment plan NOW, it'll have to be with this collector, AND, with these numbers, it will take me at least a YEAR (or a year and a half, give or take) to pay it all off. The lowest I can go monthly there is $150, and THAT will be a struggle, considering I STILL have to tackle other debts. So, my disability checks and dayjob earnings will barely help, if at all. I ROYALLY messed up here.... I thought for sure I would have this 500 in the bag...